The financial side

I finance nothing and broker nothing. I supply the legal layer without which a financing with an Iranian element does not survive review.

In any financing involving Iranian assets, Iranian shareholders or Iranian funds, the matter rarely fails on the money. It fails on four questions: who really owns it? Who may sign? Where do the funds come from? And what is security in Iran actually worth? All four are questions of Iranian law.

This page is not an offer of finance and not a financial service. It describes solely the legal input under Iranian law.

What this page is not

This demarcation comes first, not in the small print. Anyone who reads it knows at once whether they are in the right place.

Not a financial service German framework

I broker no loans, no investments and no participations; I advise neither on investments nor on financing; I hold no accounts and am in no configuration a channel for payments or assets. My German registration extends solely to legal services in Iranian law. Everything else — structure, terms, creditworthiness, regulatory admissibility — belongs to licensed institutions and advisers with their own mandate and their own liability.

Why this is at the top. Anyone looking for finance has come to the wrong place. Anyone preparing a financing who finds that the Iranian side of the file does not hold, has come to the right one.

The Iranian layer of a financing

Four questions every bank, investor and security concept wants answered — and which no professional outside Iranian law can answer.

Ownership and the registry position Iranian law

Who owns an asset in Iran is not always recorded where one expects. A substantial part of Iranian real property sits in unregistered private contracts, stands in a relative’s name for family reasons, or is encumbered by a vaqf tie that does not leap out of a register extract. What an Iranian document proves — as distinct from what it appears to say — is the first checkpoint.

Who may sign Iranian law

The signing authority of an Iranian company does not follow the title on the business card. Its scope is fixed in the articles and published in the official gazette; a signature outside that scope is not a breach of contract but a different problem with a different remedy. For a financing this point decides whether the counterparty is bound at all.

Source of funds Both

With capital of Iranian origin what decides is not the statement but the document: which Iranian transaction stands behind the money — a registered sale, determination of heirs, a distribution resolution, the tax file — and whether the chain from source to deployment is complete. That chain is obtained, legalised, translated and explained in writing, including the points at which no record exists in Iran at all.

What security in Iran is actually worth Iranian law

The most practically important and least frequently asked question. Whether an asset in Iran can be effectively encumbered, whether the encumbrance binds third parties, whether it can be enforced, and what a foreign creditor ultimately reaches — these are four different questions with four different answers. My answer is in writing and, where the position is unfavourable, expressly unfavourable.

The value is in the no. An opinion that declares a security sound when it is not costs many times over later. Where a structure does not hold in Iran, that appears in the first paragraph, not in a footnote.

Three recurring situations

Not the exotic cases — the ones that come up every week.

Investor with Iranian-origin wealth Both

The equity comes from a sale, an inheritance or a shareholding in Iran. The investment itself sits in Europe or the Gulf. The question is never whether the money is clean, but whether it can be evidenced in the language of the receiving institution. My input is exactly that evidence — the regulatory assessment is made by the professional admitted there.

Company with Iranian shareholders Iranian law

A transaction or a financing turns on who holds the company, who represents it, and whether an earlier share transfer was effective. That comes from the articles, the registry file and the official gazette — not from the counterparty’s self-description. Result: a written statement of the shareholding and representation position, with the registry records annexed.

Claim or security with an Iranian element Iranian law

A judgment, a security or a claim is meant to reach something in Iran. Before any further step comes the sober assessment: cause of action, limitation, jurisdiction, duration, cost, enforceability — and what is actually recoverable at the end. Often the honest answer is that the effort is not worth it. That too is a result.

Working arrangement and fees

Who pays whom decides whose interest an opinion serves. That is why it is set out here.

The finance partner German framework

For structuring, collateral and liquidity there is a connection to internationally active houses. That side is instructed separately, works under its own licence and answers for its own performance. I neither act in their name nor in their place.

Fees Both

I am paid by the client, for the Iranian-law layer and the coordination. For referring a matter or a financing I accept no commission or other benefit from any firm, institution or intermediary. Scope is fixed in writing first, and only then a fixed fee; there is no success fee in any area — and least of all in financing matters, because it would destroy precisely the independence for which an opinion is obtained in the first place.

Limit. No sanctions determinations, no participation in circumvention, no funds through me — in any configuration. If a person involved is on a sanctions list, the matter is not accepted: not conditionally, not deferred, not revisited later.

Enquiries concerning the financial side

Outline the matter briefly by email and state what is to be achieved. You will receive an indication of which part falls to be settled under Iranian law and which part needs a licensed institution or admitted adviser. Please do not send confidential documents in a first message.

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